Medicare in ZIP Code
16678
—
Bedford
2461
Population
40.2233
Latitude
-78.2471
Longitude
Key Points
- ZIP code 16678 in Bedford County, Pennsylvania, is home to 2,461 residents. 27.8% are seniors age 65-plus (683 people), well above national average.
- Median age in 16678 is 46.8 years. This rural ZIP code has strong family and community ties, making healthcare access important.
- Median household income: $59,769,. Median home value $140,600. Monthly rent averages $641.
- Poverty rate: 13.1%. Unemployment: 4.4%. These economic indicators matter for Medicare eligibility and cost-assistance programs.
- Education level: 27.8% earn bachelor's degree or higher. Bedford County SHIP counselors provide free Medicare guidance and plan comparisons.
- Medicare Savings Programs (MSP) help lower-income seniors in 16678 pay Part B premiums and deductibles. Eligibility varies by income level.
Demographic Data
ZIP code 16678 is located in Bedford County, Pennsylvania, centered near Bedford, with a total population of 2,461 and a median age of 46.8. This is a rural community with a notably high senior population — 27.8% of residents are 65 or older (approximately 683 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.3% White, 1.0% Black/African American, 1.4% Hispanic/Latino. Approximately 20.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $59,769, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 13.1%. The unemployment rate is 4.4%. The median home value is $140,600 and median monthly rent is $641. Medicare beneficiaries in Bedford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
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Key Takeaways
ZIP code 16678 is a rural community in Bedford County, Pennsylvania with 2,461 residents and median age 46.8 years. Seniors age 65-plus comprise 27.8% of the population—683 people—which is significantly higher than the national average of 17%. 27.8% of adults hold a bachelor's degree or higher. Poverty rate is 13.1%. Unemployment stands at 4.4%.
Median household income in ZIP 16678 is $59,769,. Median home value is $140,600, and median monthly rent is $641. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSP) to reduce Part B premiums, deductibles, and coinsurance costs. Contact SHIP for income limits and applications. During Open Enrollment (October 15 – December 7), Bedford County SHIP offers free, unbiased Medicare counseling and plan comparisons.