Medicare in ZIP Code
16651
—
Curwensville
5777
Population
40.8305
Latitude
-78.3618
Longitude
Demographic Data
ZIP code 16651 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 5,777 and a median age of 42.6. This is a rural community where 12.6% of residents are 65 or older (approximately 730 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 73.3% White, 16.7% Black/African American, 7.3% Hispanic/Latino. Approximately 8.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $64,965, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.4%. The unemployment rate is 5.2%. The median home value is $99,400 and median monthly rent is $651. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.