Medicare in ZIP Code
16646
—
Geistown
2124
Population
40.6659
Latitude
-78.7029
Longitude
Key Points
- ZIP code 16646 in Cambria County, Pennsylvania, is home to 2,124 residents. 30.6% are seniors age 65-plus (649 people), well above national average.
- Median age in 16646 is 50.1 years. This rural ZIP code has strong family and community ties, making healthcare access important.
- Median household income: $61,929,. Median home value $116,400. Monthly rent averages $603.
- Poverty rate: N/A%. Unemployment: 3.6%. These economic indicators matter for Medicare eligibility and cost-assistance programs.
- Education level: 30.6% earn bachelor's degree or higher. Cambria County SHIP counselors provide free Medicare guidance and plan comparisons.
- Medicare beneficiaries in 16646 choose from Original Medicare, Medicare Advantage (often $0 premium), Medigap, and Part D prescription plans.
Demographic Data
ZIP code 16646 is located in Cambria County, Pennsylvania, centered near Geistown, with a total population of 2,124 and a median age of 50.1. This is a rural community with a notably high senior population — 30.6% of residents are 65 or older (approximately 649 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.5% White. Approximately 16.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $61,929, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.9%. The unemployment rate is 3.6%. The median home value is $116,400 and median monthly rent is $603. Medicare beneficiaries in Cambria County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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Does retiring count as a Special Enrollment Period?
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Medicare Advantage Plans
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Key Takeaways
ZIP code 16646 is a rural community in Cambria County, Pennsylvania with 2,124 residents and median age 50.1 years. Seniors age 65-plus comprise 30.6% of the population—649 people—which is significantly higher than the national average of 17%. 30.6% of adults hold a bachelor's degree or higher. Unemployment stands at 3.6%.
Median household income in ZIP 16646 is $61,929,. Median home value is $116,400, and median monthly rent is $603. Beneficiaries can choose Original Medicare with Medigap supplement, Medicare Advantage with $0 premiums, or Medigap alone. Part D prescription drug coverage must be reviewed annually. During Open Enrollment (October 15 – December 7), Cambria County SHIP offers free, unbiased Medicare counseling and plan comparisons.