Medicare in ZIP Code 

16635

 — 

Roaring Spring

County: 
Blair
Last Updated:  
Urban
Young man showing a photo frame to an elderly woman turning 65, holding a small dog on a couch.

12115

Population

40.4262

Latitude

-78.4383

Longitude

Key Points

  • ZIP code 16635 in Blair County, Pennsylvania, is home to 12,115 residents. 25.8% are seniors age 65-plus (3 people), well above national average.
  • Median age in 16635 is 46.5 years. This rural ZIP code has strong family and community ties, making healthcare access important.
  • Median household income: $69,924,. Median home value $186,900. Monthly rent averages $1.
  • Poverty rate: N/A%. Unemployment: 4.7%. These economic indicators matter for Medicare eligibility and cost-assistance programs.
  • Education level: 25.8% earn bachelor's degree or higher. Blair County SHIP counselors provide free Medicare guidance and plan comparisons.
  • Medicare beneficiaries in 16635 choose from Original Medicare, Medicare Advantage (often $0 premium), Medigap, and Part D prescription plans.
Smiling middle-aged woman in a nursing home paid for by medicare, giving a small wrapped gift to a seated elderly man in a cozy living room.Group of happy older adults missed their medicare enrollment,  taking a cheerful selfie together in a cozy living room.Elderly man smiling during medicare AEP and handing a gift and flowers to an elderly woman who is looking up at him warmly.

Demographic Data

ZIP code 16635 is located in Blair County, Pennsylvania, centered near Roaring Spring, with a total population of 12,115 and a median age of 46.5. This is a urban community with a notably high senior population — 25.8% of residents are 65 or older (approximately 3,122 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 95.2% White, 1.6% Hispanic/Latino, 1.9% Asian. About 26.5% of adults hold a bachelor's degree or higher.

Economic Metrics

The median household income is $69,924, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.9%. The unemployment rate is 4.7%. The median home value is $186,900 and median monthly rent is $1,014. Medicare beneficiaries in Blair County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Interactive Tools / Medicare Calculators

Decision area Tool What it answers
Enrollment Initial Enrollment Period Calculator When your 7-month Medicare eligibility window begins and ends based on your 65th birthday
Enrollment When Should I Sign Up for Medicare? The best time to enroll based on your work status, other coverage, and age
Enrollment Special Enrollment Period Checker Whether a life event qualifies you for enrollment outside the standard windows
Enrollment Late Enrollment Penalty Checker How much extra you'll pay monthly if you missed your enrollment window
Enrollment Part B Penalty Calculator The exact 10%-per-year premium increase for delayed Part B enrollment
Enrollment Part D Penalty Calculator The 1%-per-month premium increase for gaps in creditable drug coverage
Costs Cost Scenario Planner Estimated annual spending across plan types at different health utilization levels
Costs Advantage vs. Medigap Cost Comparison True cost difference between Medicare Advantage and Original Medicare with Medigap
Costs IRMAA Calculator Whether your income triggers higher Part B and Part D premiums
Costs Part A Premium Estimator Your monthly Part A premium based on work history and quarters of coverage
Costs M3P Calculator How the Medicare Prescription Payment Plan smooths your drug costs into monthly payments
Coverage Doctor & Drug Assessment Whether your providers and prescriptions are covered by a specific plan
Coverage Part D Shopping Tool Which Part D plan has the lowest total annual cost for your specific medications
Coverage Travel & Network Risk Assessment How your coverage works outside your home area and which plan types travel best
Employer/COBRA COBRA vs. Medicare Why COBRA can trigger permanent Medicare penalties and how costs compare
Employer/COBRA Employer Coverage vs. Medicare Whether your employer plan or Medicare is primary and when to transition
Employer/COBRA HSA & Medicare Compatibility How Medicare enrollment affects HSA eligibility and what to do before enrolling
Planning Caregiver Readiness Checklist Whether you have everything in place to help a loved one with Medicare decisions
Planning Document Gatherer Which documents you need to have ready before enrolling or changing plans
Planning Medigap Fit Assessment Whether Medigap or Medicare Advantage is the better fit for how you use healthcare
Planning Medigap Open Enrollment Window Whether you're inside your one-time guaranteed issue window for Medigap
Planning Medicare Savings Program Eligibility Whether your income qualifies you for help paying Medicare premiums and cost-sharing

Frequently Asked Medicare Questions

Medicare Advantage Plans 

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Key Takeaways

ZIP code 16635 is a rural community in Blair County, Pennsylvania with 12,115 residents and median age 46.5 years. Seniors age 65-plus comprise 25.8% of the population—3 people—which is significantly higher than the national average of 17%. 25.8% of adults hold a bachelor's degree or higher. Unemployment stands at 4.7%.

Median household income in ZIP 16635 is $69,924,. Median home value is $186,900, and median monthly rent is $1. Beneficiaries can choose Original Medicare with Medigap supplement, Medicare Advantage with $0 premiums, or Medigap alone. Part D prescription drug coverage must be reviewed annually. During Open Enrollment (October 15 – December 7), Blair County SHIP offers free, unbiased Medicare counseling and plan comparisons.