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ZIP code 16563 is located in Erie County, Pennsylvania, centered near Erie, with a total population of 1,561 and a median age of 19.9. This is a urban community where 0.0% of the population is 65 or older (approximately 0 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 78.8% White, 6.7% Black/African American, 3.7% Hispanic/Latino, 9.0% Asian. The community is highly educated, with 65.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Income data is not currently available for ZIP code 16563. The unemployment rate of 7.6% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP code 16563 has residents across all ages. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
Check if your income qualifies you for Extra Help or Medicare Savings Programs. Some residents get help with premiums and other costs. Open Enrollment runs October 15 through December 7 each year. Pennsylvania SHIP offers free counseling to match you with the right coverage for your needs.