Medicare in ZIP Code
16507
—
Erie
8653
Population
42.1316
Latitude
-80.0864
Longitude
Key Points
- ZIP code 16507 has 8,653 residents who count on Medicare and health insurance to manage their health and medical costs.
- About 13.1% of this community is age 65 or older, which means Medicare planning matters greatly for many residents here.
- The median household income here is $34,474 per year, which directly affects what you pay out of pocket for healthcare.
- With 27.0% living in poverty, many residents qualify for Medicare Savings Programs to help with premiums and costs.
- Medicare offers four main choices: Original Medicare, Medicare Advantage, Medigap supplemental coverage, and Part D prescriptions.
- Pennsylvania's SHIP program offers completely free, confidential, and impartial counseling to help you pick the right plan for you.
Demographic Data
ZIP code 16507 is located in Erie County, Pennsylvania, centered near Erie, with a total population of 8,653 and a median age of 29.4. This is a urban community where 13.1% of residents are 65 or older (approximately 1,137 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 60.7% White, 23.8% Black/African American, 7.8% Hispanic/Latino, 3.3% Asian. Approximately 20.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $34,474, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 27.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.8%. The median home value is $66,300 and median monthly rent is $1,016. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What if I choose the wrong Medicare plan and then get very sick?
Do I apply for Medicare online, by phone, or in person?
What is the maximum out-of-pocket on Medicare Advantage plans?
What is Medicare Advantage?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP code 16507 has about 13.1% of residents who are 65 or older. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
With a median income of $34,474, review what you can afford and what assistance you might get. Some residents may qualify for Extra Help with prescriptions or Medicare Savings Programs for premiums and costs. Open Enrollment is October 15 through December 7. Call Pennsylvania SHIP anytime for free, personalized counseling.