Medicare in ZIP Code
16505
—
Erie
15631
Population
42.1109
Latitude
-80.1534
Longitude
Key Points
- ZIP code 16505 has 15,631 residents who count on Medicare and health insurance to manage their health and medical costs.
- About 26.6% of this community is age 65 or older, which means Medicare planning matters greatly for many residents here.
- The median household income here is $71,370 per year, which directly affects what you pay out of pocket for healthcare.
- Medicare offers four main choices: Original Medicare, Medicare Advantage, Medigap supplemental coverage, and Part D prescriptions.
- Pennsylvania's SHIP program offers completely free, confidential, and impartial counseling to help you pick the right plan for you.
Demographic Data
ZIP code 16505 is located in Erie County, Pennsylvania, centered near Erie, with a total population of 15,631 and a median age of 49.0. This is a urban community with a notably high senior population — 26.6% of residents are 65 or older (approximately 4,152 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.0% White, 1.0% Black/African American, 3.0% Hispanic/Latino, 1.5% Asian. The community is highly educated, with 45.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $71,370, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.2%. The unemployment rate is 5.5%. The median home value is $196,600 and median monthly rent is $871. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Do I get a Special Enrollment Period if I lose Medicaid or qualify for Extra Help?
Which Utah Medicare Advantage plans have the fewest prior authorization headaches?
How do I compare worst-case costs across Medicare plans?
What is Medicare Advantage?
What is a Special Enrollment Period for Medicare?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP code 16505 has about 26.6% of residents who are 65 or older. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
With a median income of $71,370, review what you can afford and what assistance you might get. Some residents may qualify for Extra Help with prescriptions or Medicare Savings Programs for premiums and costs. Open Enrollment is October 15 through December 7. Call Pennsylvania SHIP anytime for free, personalized counseling.