Medicare in ZIP Code
16436
—
Warren
824
Population
41.92
Latitude
-79.4482
Longitude
Key Points
- ZIP code 16436 has 824 residents who count on Medicare and health insurance to manage their health and medical costs.
- About 31.4% of this community is age 65 or older, which means Medicare planning matters greatly for many residents here.
- The median household income here is $44,205 per year, which directly affects what you pay out of pocket for healthcare.
- With 18.1% living in poverty, many residents qualify for Medicare Savings Programs to help with premiums and costs.
- Medicare offers four main choices: Original Medicare, Medicare Advantage, Medigap supplemental coverage, and Part D prescriptions.
- Pennsylvania's SHIP program offers completely free, confidential, and impartial counseling to help you pick the right plan for you.
Demographic Data
ZIP code 16436 is located in Warren County, Pennsylvania, centered near Warren, with a total population of 824 and a median age of 54.5. This is a rural community with a notably high senior population — 31.4% of residents are 65 or older (approximately 259 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 96.8% White, 1.8% Hispanic/Latino. Approximately 14.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $44,205, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 7.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $155,600 and median monthly rent is $610. Medicare beneficiaries in Warren County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What if my medication is not on the Part D formulary?
What if my county has very few in-network specialists?
Does Medicare cover outpatient surgery and physical therapy?
If I only focus on monthly premium, what am I missing about Medicare?
Can Utah Medicaid pay my Medicare premium?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP code 16436 has about 31.4% of residents who are 65 or older. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
With a median income of $44,205, review what you can afford and what assistance you might get. Some residents may qualify for Extra Help with prescriptions or Medicare Savings Programs for premiums and costs. Open Enrollment is October 15 through December 7. Call Pennsylvania SHIP anytime for free, personalized counseling.