Medicare in ZIP Code
16417
—
Girard
8400
Population
41.9896
Latitude
-80.3178
Longitude
Key Points
- ZIP code 16417 has 8,400 residents who count on Medicare and health insurance to manage their health and medical costs.
- About 18.5% of this community is age 65 or older, which means Medicare planning matters greatly for many residents here.
- The median household income here is $80,410 per year, which directly affects what you pay out of pocket for healthcare.
- Medicare offers four main choices: Original Medicare, Medicare Advantage, Medigap supplemental coverage, and Part D prescriptions.
- Pennsylvania's SHIP program offers completely free, confidential, and impartial counseling to help you pick the right plan for you.
Demographic Data
ZIP code 16417 is located in Erie County, Pennsylvania, centered near Girard, with a total population of 8,400 and a median age of 46.9. This is a suburban community where 18.5% of residents are 65 or older (approximately 1,553 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.9% White, 1.7% Hispanic/Latino. About 30.2% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $80,410, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.5%. The unemployment rate is 5.0%. The median home value is $179,900 and median monthly rent is $666. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Does Original Medicare work in any state?
Do I need referrals to see specialists with Medicare?
Can I delay Social Security and still get Medicare at 65?
How often do Medicare Advantage provider networks change?
What if I pick Medicare Advantage and later cannot qualify for a supplement?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP code 16417 has about 18.5% of residents who are 65 or older. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
With a median income of $80,410, review what you can afford and what assistance you might get. Some residents may qualify for Extra Help with prescriptions or Medicare Savings Programs for premiums and costs. Open Enrollment is October 15 through December 7. Call Pennsylvania SHIP anytime for free, personalized counseling.