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ZIP code 16416 is located in Warren County, Pennsylvania, centered near Warren, with a total population of 142 and a median age of 58.5. This is a rural community with a notably high senior population — 44.4% of residents are 65 or older (approximately 63 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 85.2% White.
The median household income is $72,731, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 19.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The median home value is $324,100. Medicare beneficiaries in Warren County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP code 16416 has about 44.4% of residents who are 65 or older. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
With a median income of $72,731, review what you can afford and what assistance you might get. Some residents may qualify for Extra Help with prescriptions or Medicare Savings Programs for premiums and costs. Open Enrollment is October 15 through December 7. Call Pennsylvania SHIP anytime for free, personalized counseling.