Medicare in ZIP Code
16245
—
Ford City
262
Population
41.0076
Latitude
-79.2959
Longitude
Demographic Data
ZIP code 16245 is located in Armstrong County, Pennsylvania, centered near Ford City, with a total population of 262 and a median age of 53.5. This is a rural community where 21.8% of residents are 65 or older (approximately 57 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 95.8% White, 3.4% Asian. Approximately 9.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $48,750, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 7.3%. The unemployment rate of 10.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $80,200 and median monthly rent is $597. Medicare beneficiaries in Armstrong County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.