Medicare in ZIP Code
16214
—
Clarion
8655
Population
41.2123
Latitude
-79.3773
Longitude
Key Points
- Your ZIP code is home to 8,655 residents, with 12.6% age 65 or older, significantly higher than the 17% national senior average.
- Approximately 1,094 seniors live here, requiring careful Medicare plan selection for health security and managing medical expenses.
- Median household income is $53,430,, which directly affects which Medicare plans fit your budget and what monthly out-of-pocket costs you'll face.
- Your area has 24.3% poverty, meaning residents likely qualify for Extra Help with Part D prescriptions or Medicare Savings Programs reducing premiums.
- Open Enrollment runs October 15 through December 7 annually. Pennsylvania SHIP provides free Medicare counseling at county offices to help you understand all available options.
Demographic Data
ZIP code 16214 is located in Clarion County, Pennsylvania, centered near Clarion, with a total population of 8,655 and a median age of 28.8. This is a rural community where 12.6% of residents are 65 or older (approximately 1,094 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 89.2% White, 6.5% Black/African American, 3.3% Hispanic/Latino. The community is highly educated, with 40.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $53,430, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 24.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $169,100 and median monthly rent is $872. Medicare beneficiaries in Clarion County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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Will moving to Utah trigger a Special Enrollment Period?
Which Utah D-SNP plans are available in my area?
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Can I delay Social Security and still get Medicare at 65?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
Your Clarion County community is home to 8,655 residents with 12.6% age 65 or older. Your Medicare options include Original Medicare paired with Medigap for flexible provider choice, Medicare Advantage with zero premiums but limited networks, or Part D for prescription medications. Choose the plan matching your income, doctors, and healthcare expectations.
Many residents in your area can access financial help with Medicare costs. The 24.3% poverty rate suggests some residents qualify for Extra Help and Medicare Savings Programs. During Open Enrollment from October 15 to December 7, compare all plans using Medicare.gov comparison tools. Pennsylvania SHIP offers free counseling year-round, helping you understand actual costs and which plan works best for your situation.