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ZIP code 16156 is located in Lawrence County, Pennsylvania, centered near Ellwood City, with a total population of 3,385 and a median age of 39.2. This is a rural community where 17.1% of residents are 65 or older (approximately 578 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 97.4% White. Approximately 21.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $68,510, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.5%. The unemployment rate is 6.5%. The median home value is $209,200 and median monthly rent is $1,089. Medicare beneficiaries in Lawrence County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Lawrence County community is home to 3,385 residents with 17.1% age 65 or older. Your Medicare options include Original Medicare paired with Medigap for flexible provider choice, Medicare Advantage with zero premiums but limited networks, or Part D for prescription medications. Choose the plan matching your income, doctors, and healthcare expectations.
Many residents in your area can access financial help with Medicare costs. The 10.5% poverty rate suggests some residents qualify for Extra Help and Medicare Savings Programs. During Open Enrollment from October 15 to December 7, compare all plans using Medicare.gov comparison tools. Pennsylvania SHIP offers free counseling year-round, helping you understand actual costs and which plan works best for your situation.