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ZIP code 16145 is located in Mercer County, Pennsylvania, centered near New Wilmington, with a total population of 2,674 and a median age of 44.9. This is a rural community with a notably high senior population — 25.3% of residents are 65 or older (approximately 676 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 93.0% White, 1.3% Hispanic/Latino. About 27.1% of adults hold a bachelor's degree or higher.
The median household income is $64,500, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.1%. The unemployment rate is 5.4%. The median home value is $168,000 and median monthly rent is $765. Medicare beneficiaries in Mercer County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Mercer County community is home to 2,674 residents with 25.3% age 65 or older. Your Medicare options include Original Medicare paired with Medigap for flexible provider choice, Medicare Advantage with zero premiums but limited networks, or Part D for prescription medications. Choose the plan matching your income, doctors, and healthcare expectations.
Many residents in your area can access financial help with Medicare costs. During Open Enrollment from October 15 to December 7, compare all plans using Medicare.gov comparison tools. Pennsylvania SHIP offers free counseling year-round, helping you understand actual costs and which plan works best for your situation.