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ZIP code 16140 is located in Lawrence County, Pennsylvania, centered near Ellwood City, with a total population of 386 and a median age of 18.8. This is a rural community where 9.1% of the population is 65 or older (approximately 35 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 100.0% White. Approximately 11.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $76,193, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The median home value is $95,300. Medicare beneficiaries in Lawrence County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Lawrence County community is home to 386 residents Your Medicare options include Original Medicare paired with Medigap for flexible provider choice, Medicare Advantage with zero premiums but limited networks, or Part D for prescription medications. Choose the plan matching your income, doctors, and healthcare expectations.
Many residents in your area can access financial help with Medicare costs. During Open Enrollment from October 15 to December 7, compare all plans using Medicare.gov comparison tools. Pennsylvania SHIP offers free counseling year-round, helping you understand actual costs and which plan works best for your situation.