Medicare in ZIP Code
16121
—
Farrell
4290
Population
41.211
Latitude
-80.4944
Longitude
Key Points
- Your ZIP code is home to 4,290 residents, with 24.1% age 65 or older, significantly higher than the 17% national senior average.
- Approximately 1,032 seniors live here, requiring careful Medicare plan selection for health security and managing medical expenses.
- Median household income is $39,412,, which directly affects which Medicare plans fit your budget and what monthly out-of-pocket costs you'll face.
- Your area has 28.1% poverty, meaning residents likely qualify for Extra Help with Part D prescriptions or Medicare Savings Programs reducing premiums.
- Open Enrollment runs October 15 through December 7 annually. Pennsylvania SHIP provides free Medicare counseling at county offices to help you understand all available options.
Demographic Data
ZIP code 16121 is located in Mercer County, Pennsylvania, centered near Farrell, with a total population of 4,290 and a median age of 46.6. This is a suburban community where 24.1% of residents are 65 or older (approximately 1,032 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 43.3% White, 49.1% Black/African American. Approximately 13.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $39,412, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 28.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $76,500 and median monthly rent is $879. Medicare beneficiaries in Mercer County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What kind of person is usually better off with Medigap?
Does Medicare have family coverage or can my spouse be on my plan?
Do I need Original Medicare first before I can choose a plan?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
Your Mercer County community is home to 4,290 residents with 24.1% age 65 or older. Your Medicare options include Original Medicare paired with Medigap for flexible provider choice, Medicare Advantage with zero premiums but limited networks, or Part D for prescription medications. Choose the plan matching your income, doctors, and healthcare expectations.
Many residents in your area can access financial help with Medicare costs. The 28.1% poverty rate suggests some residents qualify for Extra Help and Medicare Savings Programs. During Open Enrollment from October 15 to December 7, compare all plans using Medicare.gov comparison tools. Pennsylvania SHIP offers free counseling year-round, helping you understand actual costs and which plan works best for your situation.