Medicare in ZIP Code
16114
—
New Wilmington
575
Population
41.3931
Latitude
-80.1837
Longitude
Key Points
- Your ZIP code is home to 575 residents, with 21.9% age 65 or older, significantly higher than the 17% national senior average.
- Approximately 126 seniors live here, requiring careful Medicare plan selection for health security and managing medical expenses.
- Median household income is $63,750,, which directly affects which Medicare plans fit your budget and what monthly out-of-pocket costs you'll face.
- Your area has 11.3% poverty, meaning residents likely qualify for Extra Help with Part D prescriptions or Medicare Savings Programs reducing premiums.
- Open Enrollment runs October 15 through December 7 annually. Pennsylvania SHIP provides free Medicare counseling at county offices to help you understand all available options.
Demographic Data
ZIP code 16114 is located in Mercer County, Pennsylvania, centered near New Wilmington, with a total population of 575 and a median age of 52.3. This is a rural community where 21.9% of residents are 65 or older (approximately 126 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 99.1% White. Approximately 14.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $63,750, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.3%. The unemployment rate of 8.6% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $169,200 and median monthly rent is $488. Medicare beneficiaries in Mercer County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What is the Medicare Advantage Open Enrollment Period from January to March?
When should I apply for Medicare?
What are the parts of Medicare?
How often do Medicare Advantage provider networks change?
Can I use GoodRx instead of my Part D plan?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
Your Mercer County community is home to 575 residents with 21.9% age 65 or older. Your Medicare options include Original Medicare paired with Medigap for flexible provider choice, Medicare Advantage with zero premiums but limited networks, or Part D for prescription medications. Choose the plan matching your income, doctors, and healthcare expectations.
Many residents in your area can access financial help with Medicare costs. The 11.3% poverty rate suggests some residents qualify for Extra Help and Medicare Savings Programs. During Open Enrollment from October 15 to December 7, compare all plans using Medicare.gov comparison tools. Pennsylvania SHIP offers free counseling year-round, helping you understand actual costs and which plan works best for your situation.