Medicare in ZIP Code
16101
—
New Castle
30960
Population
40.9922
Latitude
-80.3284
Longitude
Key Points
- Seniors age 65 and older comprise 22.4% of the population, approximately 6,920 people in this ZIP code community.
- 18.1% of adults have earned a bachelor's degree or completed higher education in this area.
- Median household income is $50,481,, which helps determine eligibility for Medicare Savings Programs and Extra Help subsidies.
- Median home value is $109,600, reflecting local real estate market conditions and property values in this region.
- Median monthly rent is $706, important for budgeting healthcare costs alongside housing and other living expenses.
- Total population of 30,960 residents supports robust local Medicare services, clinics, and senior health programs.
Demographic Data
ZIP code 16101 is located in Lawrence County, Pennsylvania, centered near New Castle, with a total population of 30,960 and a median age of 43.8. This is a suburban community where 22.4% of residents are 65 or older (approximately 6,920 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 82.8% White, 7.4% Black/African American, 3.4% Hispanic/Latino. Approximately 18.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $50,481, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 17.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.7% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $109,600 and median monthly rent is $706. Medicare beneficiaries in Lawrence County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What is coinsurance in Medicare and how is it different from a copay?
In what order should I enroll in the different parts of Medicare?
What are the most important variables in choosing a Medicare plan?
What would a careful person compare before making a Medicare decision?
Which Utah Medicare Advantage plans have PPO options?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
In ZIP code 16101, 22.4% of residents are age 65 or older. Medicare offers three main coverage types: Original Medicare provides hospital and doctor benefits, Medicare Advantage combines benefits in managed care networks, and Part D helps cover prescription drugs. Your Open Enrollment period runs from October 15 through December 7 each year, giving you time to review and compare all available plans.
With a median household income of $50,481, and a some% poverty rate, many residents qualify for financial assistance programs. Extra Help reduces your prescription drug costs, while Medicare Savings Programs help pay premiums and other out-of-pocket expenses. Contact Pennsylvania SHIP for free counseling to compare plans and understand your Medicare options during Open Enrollment period.