Medicare in ZIP Code
16045
—
Seven Fields
1109
Population
40.8528
Latitude
-79.9167
Longitude
Key Points
- Seniors age 65 and older comprise 16.6% of the population, approximately 184 people in this ZIP code community.
- 23.0% of adults have earned a bachelor's degree or completed higher education in this area.
- Median household income is $69,750,, which helps determine eligibility for Medicare Savings Programs and Extra Help subsidies.
- Median home value is $118,800, reflecting local real estate market conditions and property values in this region.
- Median monthly rent is $1,060, important for budgeting healthcare costs alongside housing and other living expenses.
- Total population of 1,109 residents supports robust local Medicare services, clinics, and senior health programs.
Demographic Data
ZIP code 16045 is located in Butler County, Pennsylvania, centered near Seven Fields, with a total population of 1,109 and a median age of 41.8. This is a suburban community where 16.6% of residents are 65 or older (approximately 184 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 95.0% White, 3.7% Black/African American. Approximately 23.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $69,750, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 20.2%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 9.7% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $118,800 and median monthly rent is $1,060. Medicare beneficiaries in Butler County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What am I not thinking about with Medicare?
What if my spouse is younger and still on employer insurance when I turn 65?
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Medicare Advantage Plans
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Heading
County
Key Takeaways
In ZIP code 16045, 16.6% of residents are age 65 or older. Medicare offers three main coverage types: Original Medicare provides hospital and doctor benefits, Medicare Advantage combines benefits in managed care networks, and Part D helps cover prescription drugs. Your Open Enrollment period runs from October 15 through December 7 each year, giving you time to review and compare all available plans.
With a median household income of $69,750, and a some% poverty rate, many residents qualify for financial assistance programs. Extra Help reduces your prescription drug costs, while Medicare Savings Programs help pay premiums and other out-of-pocket expenses. Contact Pennsylvania SHIP for free counseling to compare plans and understand your Medicare options during Open Enrollment period.