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ZIP code 16037 is located in Beaver County, Pennsylvania, centered near Conway, with a total population of 4,840 and a median age of 49.4. This is a suburban community with a notably high senior population — 26.9% of residents are 65 or older (approximately 1,304 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 96.7% White, 2.3% Hispanic/Latino. About 32.8% of adults hold a bachelor's degree or higher.
The median household income is $90,078, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 7.7%. The unemployment rate is 6.2%. The median home value is $331,200 and median monthly rent is $879. Medicare beneficiaries in Beaver County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
In ZIP code 16037, 26.9% of residents are age 65 or older. Medicare offers three main coverage types: Original Medicare provides hospital and doctor benefits, Medicare Advantage combines benefits in managed care networks, and Part D helps cover prescription drugs. Your Open Enrollment period runs from October 15 through December 7 each year, giving you time to review and compare all available plans.
With a median household income of $90,078, and a some% poverty rate, many residents qualify for financial assistance programs. Extra Help reduces your prescription drug costs, while Medicare Savings Programs help pay premiums and other out-of-pocket expenses. Contact Pennsylvania SHIP for free counseling to compare plans and understand your Medicare options during Open Enrollment period.