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ZIP code 16036 is located in Clarion County, Pennsylvania, centered near Clarion, with a total population of 297 and a median age of 43.8. This is a rural community with a notably high senior population — 26.6% of residents are 65 or older (approximately 79 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 98.0% White. About 37.0% of adults hold a bachelor's degree or higher.
The median household income is $59,911, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 4.4%. The unemployment rate of 11.7% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $168,800 and median monthly rent is $833. Medicare beneficiaries in Clarion County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
In ZIP code 16036, 26.6% of residents are age 65 or older. Medicare offers three main coverage types: Original Medicare provides hospital and doctor benefits, Medicare Advantage combines benefits in managed care networks, and Part D helps cover prescription drugs. Your Open Enrollment period runs from October 15 through December 7 each year, giving you time to review and compare all available plans.
With a median household income of $59,911, and a some% poverty rate, many residents qualify for financial assistance programs. Extra Help reduces your prescription drug costs, while Medicare Savings Programs help pay premiums and other out-of-pocket expenses. Contact Pennsylvania SHIP for free counseling to compare plans and understand your Medicare options during Open Enrollment period.