Medicare in ZIP Code
15963
—
Windber
10383
Population
40.2287
Latitude
-78.8303
Longitude
Key Points
- Seniors age 65 and older comprise 23.1% of the population, approximately 2,399 people in this ZIP code community.
- 20.6% of adults have earned a bachelor's degree or completed higher education in this area.
- Median household income is $59,256,, which helps determine eligibility for Medicare Savings Programs and Extra Help subsidies.
- Poverty rate is 10.5%, meaning many residents may qualify for dual Medicare-Medicaid coverage with expanded benefits.
- Median home value is $120,000, reflecting local real estate market conditions and property values in this region.
- Median monthly rent is $752, important for budgeting healthcare costs alongside housing and other living expenses.
Demographic Data
ZIP code 15963 is located in Cambria County, Pennsylvania, centered near Windber, with a total population of 10,383 and a median age of 45.4. This is a suburban community where 23.1% of residents are 65 or older (approximately 2,399 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 97.6% White, 3.1% Hispanic/Latino. Approximately 20.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $59,256, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.5%. The unemployment rate is 5.5%. The median home value is $120,000 and median monthly rent is $752. Medicare beneficiaries in Cambria County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What are the pros and cons of Medicare Advantage?
What are Medicare Savings Programs and what costs can they cover?
Does employer size affect whether I need to take Part B at 65?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
In ZIP code 15963, 23.1% of residents are age 65 or older. Medicare offers three main coverage types: Original Medicare provides hospital and doctor benefits, Medicare Advantage combines benefits in managed care networks, and Part D helps cover prescription drugs. Your Open Enrollment period runs from October 15 through December 7 each year, giving you time to review and compare all available plans.
With a median household income of $59,256, and a 10.5% poverty rate, many residents qualify for financial assistance programs. Extra Help reduces your prescription drug costs, while Medicare Savings Programs help pay premiums and other out-of-pocket expenses. Contact Pennsylvania SHIP for free counseling to compare plans and understand your Medicare options during Open Enrollment period.