Medicare in ZIP Code
15961
—
Geistown
823
Population
40.4939
Latitude
-78.9427
Longitude
Key Points
- Seniors age 65 and older comprise 21.7% of the population, approximately 179 people in this ZIP code community.
- 14.2% of adults have earned a bachelor's degree or completed higher education in this area.
- Median household income is $53,472,, which helps determine eligibility for Medicare Savings Programs and Extra Help subsidies.
- Poverty rate is 13.1%, meaning many residents may qualify for dual Medicare-Medicaid coverage with expanded benefits.
- Median home value is $91,300, reflecting local real estate market conditions and property values in this region.
- Median monthly rent is $900, important for budgeting healthcare costs alongside housing and other living expenses.
Demographic Data
ZIP code 15961 is located in Cambria County, Pennsylvania, centered near Geistown, with a total population of 823 and a median age of 46.0. This is a rural community where 21.7% of residents are 65 or older (approximately 179 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 97.9% White. Approximately 14.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $53,472, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 13.1%. The unemployment rate of 7.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $91,300 and median monthly rent is $900. Medicare beneficiaries in Cambria County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What is a Special Needs Plan (SNP) for Medicare?
What is a Special Enrollment Period for Medicare?
Can I keep my employer coverage and delay Medicare?
Can I change my Medicare plan during the year
Which Utah D-SNP plans are available in my area?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
In ZIP code 15961, 21.7% of residents are age 65 or older. Medicare offers three main coverage types: Original Medicare provides hospital and doctor benefits, Medicare Advantage combines benefits in managed care networks, and Part D helps cover prescription drugs. Your Open Enrollment period runs from October 15 through December 7 each year, giving you time to review and compare all available plans.
With a median household income of $53,472, and a 13.1% poverty rate, many residents qualify for financial assistance programs. Extra Help reduces your prescription drug costs, while Medicare Savings Programs help pay premiums and other out-of-pocket expenses. Contact Pennsylvania SHIP for free counseling to compare plans and understand your Medicare options during Open Enrollment period.