| Enrollment |
Initial Enrollment Period Calculator |
When your 7-month Medicare eligibility window begins and ends based on your 65th birthday |
| Enrollment |
When Should I Sign Up for Medicare? |
The best time to enroll based on your work status, other coverage, and age |
| Enrollment |
Special Enrollment Period Checker |
Whether a life event qualifies you for enrollment outside the standard windows |
| Enrollment |
Late Enrollment Penalty Checker |
How much extra you'll pay monthly if you missed your enrollment window |
| Enrollment |
Part B Penalty Calculator |
The exact 10%-per-year premium increase for delayed Part B enrollment |
| Enrollment |
Part D Penalty Calculator |
The 1%-per-month premium increase for gaps in creditable drug coverage |
| Costs |
Cost Scenario Planner |
Estimated annual spending across plan types at different health utilization levels |
| Costs |
Advantage vs. Medigap Cost Comparison |
True cost difference between Medicare Advantage and Original Medicare with Medigap |
| Costs |
IRMAA Calculator |
Whether your income triggers higher Part B and Part D premiums |
| Costs |
Part A Premium Estimator |
Your monthly Part A premium based on work history and quarters of coverage |
| Costs |
M3P Calculator |
How the Medicare Prescription Payment Plan smooths your drug costs into monthly payments |
| Coverage |
Doctor & Drug Assessment |
Whether your providers and prescriptions are covered by a specific plan |
| Coverage |
Part D Shopping Tool |
Which Part D plan has the lowest total annual cost for your specific medications |
| Coverage |
Travel & Network Risk Assessment |
How your coverage works outside your home area and which plan types travel best |
| Employer/COBRA |
COBRA vs. Medicare |
Why COBRA can trigger permanent Medicare penalties and how costs compare |
| Employer/COBRA |
Employer Coverage vs. Medicare |
Whether your employer plan or Medicare is primary and when to transition |
| Employer/COBRA |
HSA & Medicare Compatibility |
How Medicare enrollment affects HSA eligibility and what to do before enrolling |
| Planning |
Caregiver Readiness Checklist |
Whether you have everything in place to help a loved one with Medicare decisions |
| Planning |
Document Gatherer |
Which documents you need to have ready before enrolling or changing plans |
| Planning |
Medigap Fit Assessment |
Whether Medigap or Medicare Advantage is the better fit for how you use healthcare |
| Planning |
Medigap Open Enrollment Window |
Whether you're inside your one-time guaranteed issue window for Medigap |
| Planning |
Medicare Savings Program Eligibility |
Whether your income qualifies you for help paying Medicare premiums and cost-sharing |