Utah's Aging and Disability Resource Centers (ADRC) offer free, unbiased counseling on dual eligibility rules without selling you anything.
Dual eligibility means someone qualifies for both Medicare and Medicaid at the same time. The rules around it are genuinely complicated. There are different levels of dual eligibility, different plan types designed for dual-eligible individuals (called D-SNPs, or Dual Eligible Special Needs Plans), and income and asset limits that vary depending on the specific benefit you're trying to access.If you want help sorting this out without feeling like someone is steering you toward a particular plan, your best resource is a SHIP counselor. In Utah, that means contacting the Aging and Disability Resource Centers, or ADRC. These are state-funded offices staffed by people whose job is to explain your options clearly, not sell you something. Their help is completely free.ADRC counselors can walk you through how Medicare and Medicaid interact, which benefits each program covers, and what plans or programs you might qualify for. They can also help you understand the Utah Medicare Savings Program, which helps low-income beneficiaries with Part B premium costs and may be relevant if you're close to qualifying for dual eligibility.What they won't do is push a specific carrier or plan. That distinction matters when you're trying to understand your rights and options before making a decision.
Utah's ADRC network is the local home of SHIP counseling. You can reach them by calling 1-855-345-6789 or by finding your county's ADRC office online. If you're also exploring Medicaid options, Utah's Division of Aging and Adult Services works closely with ADRC to coordinate guidance for dual-eligible individuals.
For you, this means there's a free, no-pressure resource in Utah staffed by people whose only job is to help you understand dual eligibility, not to sell you a plan.
Our Commitment to Reliable Medicare Information
At Resting Sycamore Advisors, we work to provide accurate, current, and trustworthy information about Medicare Advantage, Medicare Part D, and Special Needs Plans.
To do that, we use data published by the Centers for Medicare & Medicaid Services (CMS), which is the official source for Medicare plan and enrollment information.
Our Medicare plan pages and comparison tools are powered by CMS datasets, including:
When possible, we link to the original CMS resources so you can review the source material directly.
We follow the CMS release schedule and update our website as new data becomes available.
We load new plan year Landscape and PBP files before the Medicare Annual Enrollment Period (October 15 through December 7). We also monitor CMS.gov for updates or revisions and refresh our content when needed.
We update enrollment and performance data as CMS publishes revised files, which are typically released monthly or quarterly.
We routinely monitor CMS announcements for corrections, reissued files, or other changes and update our pages accordingly.
Each plan page includes a Last Accessed date so visitors can see when the source information was most recently reviewed.
CMS data can be difficult to read in raw form. To make it easier to use, we format and organize the data for clarity.
This includes:
All data values come from CMS. We do not change the underlying values beyond formatting, organization, and presentation.
We keep internal records of the CMS dataset versions used on our site.
If CMS issues corrected or revised files, we update our website to reflect the latest available version.
Please keep the following in mind:
For personalized Medicare assistance, please use these official resources: