Yes, you can use GoodRx, but you generally cannot use it and your Part D plan at the same time for the same prescription. You'll need to choose one or the other at the pharmacy counter.
GoodRx is a discount program, not insurance. It negotiates lower prices at certain pharmacies and lets you pay that negotiated rate out of pocket. It can genuinely save money on some drugs, sometimes more than your Part D copay. So it's not a bad tool, but there's an important catch when you have Medicare.When you use GoodRx, that purchase typically does not count toward your Part D deductible or your out-of-pocket spending limits. Part D has a catastrophic coverage threshold, meaning once you've spent a certain amount on covered drugs in a year, your costs drop significantly. GoodRx purchases don't move you toward that threshold. For someone on a few cheap generics, this probably doesn't matter much. For someone with expensive medications or multiple prescriptions, it could matter a great deal.Some people with low Part D premiums and straightforward drug lists find that GoodRx is cheaper for specific medications on certain months. That's fine. The practical approach is to compare prices for each drug, your Part D copay versus the GoodRx price, and make the call one prescription at a time. Just go in with eyes open about what you're giving up in terms of credit toward your annual spending.Always verify current pricing through your Part D plan's formulary tool and GoodRx directly, since prices change.
For you, this means GoodRx can save money on individual prescriptions, but using it means those purchases won't count toward your Part D spending limits, which could cost you more if you have high drug costs over the course of the year.
Our Commitment to Reliable Medicare Information
At Resting Sycamore Advisors, we work to provide accurate, current, and trustworthy information about Medicare Advantage, Medicare Part D, and Special Needs Plans.
To do that, we use data published by the Centers for Medicare & Medicaid Services (CMS), which is the official source for Medicare plan and enrollment information.
Our Medicare plan pages and comparison tools are powered by CMS datasets, including:
When possible, we link to the original CMS resources so you can review the source material directly.
We follow the CMS release schedule and update our website as new data becomes available.
We load new plan year Landscape and PBP files before the Medicare Annual Enrollment Period (October 15 through December 7). We also monitor CMS.gov for updates or revisions and refresh our content when needed.
We update enrollment and performance data as CMS publishes revised files, which are typically released monthly or quarterly.
We routinely monitor CMS announcements for corrections, reissued files, or other changes and update our pages accordingly.
Each plan page includes a Last Accessed date so visitors can see when the source information was most recently reviewed.
CMS data can be difficult to read in raw form. To make it easier to use, we format and organize the data for clarity.
This includes:
All data values come from CMS. We do not change the underlying values beyond formatting, organization, and presentation.
We keep internal records of the CMS dataset versions used on our site.
If CMS issues corrected or revised files, we update our website to reflect the latest available version.
Please keep the following in mind:
For personalized Medicare assistance, please use these official resources: