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Monthly premium is just one part of what you pay. Deductibles, copays, drug costs, and network limits can end up costing far more than a low premium saves you.
Surgery and chemotherapy can cost thousands under Medicare, depending on whether you have Original Medicare alone, a supplement, or a Medicare Advantage plan with an out-of-pocket maximum.
To compare worst-case costs across plans, look at each plan's out-of-pocket maximum alongside the premium and deductibles. That combination tells you the most you could reasonably owe in a difficult year.
Moving to Utah triggers a Special Enrollment Period, giving you a window to join a Medicare Advantage or Part D drug plan in your new area. Your original Medicare coverage, Parts A and B, follows you anywhere in the country.
Salt Lake County has one of the most competitive Medicare markets in Utah, with multiple carriers offering Medicare Advantage and supplement plans. The strongest plan depends on your health needs, preferred doctors, and budget.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.