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Yes, Utah SHIP counselors, who operate through the Aging and Disability Resource Centers (ADRC), can absolutely help caregivers understand Medicare on behalf of aging parents or other family members.
Yes, Part B covers durable medical equipment, often called DME, when a doctor orders it as medically necessary. You typically pay 20 percent of the Medicare-approved amount after your Part B deductible.
In Utah, you should also compare network access to Intermountain and U of U providers, plan star ratings, and whether the plan works in rural areas if you travel or live outside a metro area.
Yes, in most cases. If you are already receiving Social Security benefits before you turn 65, you will generally be enrolled in Medicare Parts A and B automatically. Your card will arrive in the mail about three months before your 65th birthday.
Medicare Advantage plans are required by law to cap your out-of-pocket costs each year, but the specific limit varies by plan. CMS sets a maximum ceiling that plans cannot exceed, though many plans set their caps lower than that ceiling.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.