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Yes. People with End-Stage Renal Disease (ESRD) or ALS (also called Lou Gehrig's disease) can qualify for Medicare before age 65, regardless of their work history.
If Medicare denies a claim, you have the right to appeal. The process has five levels, starting with a redetermination request to the company that handles your Medicare claims. Deadlines apply, so act quickly once you receive a denial notice.
Yes, you can use GoodRx, but you generally cannot use it and your Part D plan at the same time for the same prescription. You'll need to choose one or the other at the pharmacy counter.
Relying only on VA benefits and skipping Part B is a gamble. VA coverage only applies at VA facilities for VA-approved conditions, and if you later want Part B, you may face a late enrollment penalty.
Watch for agents who rush you, avoid your questions, or push one plan without asking about your doctors or prescriptions. A trustworthy agent learns your situation before making any recommendation.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.