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Yes, in most cases. If you are already receiving Social Security benefits before you turn 65, you will generally be enrolled in Medicare Parts A and B automatically. Your card will arrive in the mail about three months before your 65th birthday.
Compare Medicare plans by looking at your doctors, your prescriptions, and your expected healthcare use, then weigh total costs rather than just monthly premiums. Medicare's Plan Finder tool is a good starting point, and a licensed agent can help you interpret what you find.
The Part B premium is a monthly fee most Medicare enrollees pay for outpatient coverage. The standard amount changes each year, and higher earners pay more through a surcharge called IRMAA.
Start with the Medicare Savings Program, Extra Help for drug costs, and your local ADRC. These three programs can significantly reduce what you pay for Medicare each month and at the pharmacy.
The most common Medicare regrets come from choosing a plan based on premium alone, losing access to a trusted doctor, or facing unexpected costs during a serious illness.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.