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Original Medicare Part A covers hospital stays fully for the first 60 days after you meet the deductible. After that, you pay a daily coinsurance amount. Costs increase significantly after day 90. Exact amounts change each year.
SelectHealth has the most direct relationship with Intermountain Health in Utah, since SelectHealth is part of the same organization. Other carriers may also include Intermountain providers in their networks, but you should verify before enrolling.
Not always. Outside of specific enrollment windows, switching from Medicare Advantage to a Medigap plan can be difficult because insurers can use medical underwriting to decline you in most states.
It depends on whether you're already receiving Social Security benefits. If you are, you're typically enrolled in Medicare automatically at 65. If you're not yet collecting Social Security, you usually need to sign up yourself.
Utah insurers can use any of the three rating methods for Medigap premiums: community-rated, issue-age-rated, or attained-age-rated. Utah does not require all carriers to use the same method, so it varies by company.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.