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For access to academic specialists at University of Utah Health, Medigap paired with original Medicare typically offers broader and more predictable access than Medicare Advantage, but the right answer depends on your specific plan and situation.
Yes, Part B covers lab work, a wide range of preventive services, and outpatient mental health care, though cost-sharing rules vary depending on the service.
First, sign up for Medicare Parts A and B at the right time. Second, decide whether to add a Medicare Advantage plan or a Medigap supplement plus Part D drug coverage. Third, review your coverage every fall during open enrollment to make sure it still fits.
If your doctor leaves your Medicare Advantage network, you may need to find a new in-network provider or pay higher out-of-pocket costs to keep seeing them. You may qualify for a Special Enrollment Period to switch plans in some cases.
Medicare is the federal health insurance program for people 65 and older, and for some people with disabilities. It is split into parts that cover hospital stays, doctor visits, prescription drugs, and more.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.