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Yes, in most cases. If you are already receiving Social Security benefits before you turn 65, you will generally be enrolled in Medicare Parts A and B automatically. Your card will arrive in the mail about three months before your 65th birthday.
Neither option is right for everyone. Original Medicare with a supplement gives you predictable costs and broad access to providers, while Medicare Advantage often has lower upfront premiums but more restrictions. The right choice depends on your health, finances, and how you use care.
Start with the Medicare Savings Program, Extra Help for drug costs, and your local ADRC. These three programs can significantly reduce what you pay for Medicare each month and at the pharmacy.
Medigap is supplemental insurance sold by private companies that helps pay costs Original Medicare does not fully cover, like deductibles, coinsurance, and copayments. It works alongside Original Medicare, not instead of it.
Medicare covers home health care when you're homebound and need skilled nursing or therapy ordered by a doctor. Hospice is covered for people with a terminal illness who choose comfort-focused care rather than curative treatment.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.