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Medicare Part B covers doctor visits, outpatient care, preventive services like screenings and vaccines, and medically necessary services such as lab tests, imaging, and durable medical equipment. You typically pay 20% of the Medicare-approved amount after meeting your annual deductible.
Generally yes. Original Medicare combined with a Medigap plan gives you broad access to any doctor or specialist who accepts Medicare, with no network restrictions.
Compare Medicare plans by looking at your doctors, your prescriptions, and your expected healthcare use, then weigh total costs rather than just monthly premiums. Medicare's Plan Finder tool is a good starting point, and a licensed agent can help you interpret what you find.
Original Medicare (Parts A and B) gives you the most flexibility. It's accepted by nearly any doctor or hospital in the country that takes Medicare, with no referrals required.
Form CMS-L564 is a form your employer completes to confirm you had employer-sponsored group health coverage. You use it when enrolling in Medicare Part B outside your Initial Enrollment Period to avoid a late penalty.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.