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A good Utah Medicare agent can and should explain both Medicare Advantage and Medigap options. Whether they can offer both depends on their licenses and carrier contracts, which is worth asking upfront.
A $0 premium Medicare Advantage plan means you pay nothing monthly, but you can still face significant costs when you actually use care, through copays, coinsurance, and out-of-pocket maximums that vary widely by plan.
In most cases, yes. Your Medigap plan travels with you to Utah, though you should notify your insurer of your new address and verify your plan is still active in your new state.
To apply for a Medicare Savings Program in Utah, contact your local Department of Workforce Services office or apply through Utah's myCase online portal. These programs can help pay for Medicare Part B premiums and other costs if you meet income and asset limits.
Utah SHIP counselors are trained volunteers or staff who give free, unbiased Medicare information but cannot enroll you in a plan. A licensed Medicare agent can also answer questions but represents insurance carriers and can help you compare and enroll in specific plans.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.