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No. COBRA is not considered active employer coverage for Medicare purposes. Relying on COBRA instead of enrolling in Medicare when you are first eligible can result in late enrollment penalties and gaps in coverage.
Plans that include University of Utah Health in their provider networks are your best starting point. Regence BlueCross and some other carriers contract with U of U Health, but you should verify network status for your specific providers before enrolling.
Yes. Having Medicaid does not prevent you from getting Medicare. In fact, many people have both at the same time, and this combination is called dual eligibility.
Yes, Utah SHIP counselors, who operate through the Aging and Disability Resource Centers (ADRC), can absolutely help caregivers understand Medicare on behalf of aging parents or other family members.
Utah insurers can use any of the three rating methods for Medigap premiums: community-rated, issue-age-rated, or attained-age-rated. Utah does not require all carriers to use the same method, so it varies by company.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.