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The Annual Enrollment Period, or AEP, runs from October 15 to December 7 each year. It's the main window when Medicare beneficiaries can switch, join, or drop Medicare Advantage or Part D drug plans.
Rural Utah residents often have fewer Medicare Advantage plan options, so Original Medicare (Parts A and B) combined with a Medigap supplement and Part D drug plan can offer the most flexibility. Always verify what plans are available in your specific county before enrolling.
Yes. Several programs exist to help people with limited income cover Medicare premiums, deductibles, and copays, including Extra Help for drug costs and Medicare Savings Programs for Part B premiums.
Yes, employer size matters a lot. If you work for a company with 20 or more employees, your group health plan is primary and you can usually delay Part B without penalty. With fewer than 20 employees, Medicare pays first and delaying Part B can create serious coverage gaps.
Yes, you can switch back to Original Medicare from a Medicare Advantage plan, but timing matters and there are specific enrollment windows when this is allowed.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.