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ZIP code 18330 is located in Monroe County, Pennsylvania, centered near Mount Pocono, with a total population of 8,586 and a median age of 45.2. This is a suburban community where 13.8% of residents are 65 or older (approximately 1,182 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 70.1% White, 8.8% Black/African American, 13.9% Hispanic/Latino. Approximately 23.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $92,907, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.1%. The unemployment rate of 7.1% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $251,300 and median monthly rent is $1,809. Medicare beneficiaries in Monroe County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.