Can I get Medicare if I have VA benefits?

Eligibility
Last updated: 
April 10, 2026
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The short answer

Yes. Having Medicaid does not prevent you from getting Medicare. In fact, many people have both at the same time, and this combination is called dual eligibility.

The full explanation

You can absolutely have both Medicare and Medicaid. When someone qualifies for both programs, they're referred to as dually eligible, or sometimes just a dual eligible beneficiary. It's more common than many people realize. Medicare is federal health insurance based primarily on age or disability. Medicaid is a joint federal and state program based on income and financial need. They serve different purposes and can work together. In most cases, Medicare pays first for covered services, and Medicaid may help cover costs that Medicare doesn't, such as premiums, deductibles, copays, or services Medicare doesn't include, like some long-term care. The exact benefits depend on which Medicaid program you qualify for and the state you live in. If you're on both programs, you may also qualify for a Medicare Savings Program, which is a specific type of Medicaid benefit that helps pay your Medicare Part B premium and sometimes other cost-sharing. For people with limited income, this can make a significant difference in monthly expenses. If you're already on Medicaid and turning 65, it's important to still enroll in Medicare when you're first eligible. Medicaid alone generally won't cover everything Medicare does, and delaying Medicare enrollment can create complications and potential penalties. A local benefits counselor can help you understand exactly how your state's Medicaid program interacts with Medicare.

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In 

Utah

 specifically

Utah has a Medicare Savings Program that may help qualifying low-income residents pay their Medicare Part B premium and reduce other out-of-pocket costs. Utah's ADRC offices can help you find out if you qualify and assist with the application.

Two elderly men in a nursing home paid for by medicare sitting at a wooden table outdoors, one showing the other something on a tablet, with drinks on the table.

What this means for you

For you, this means having Medicaid and Medicare together can actually reduce your healthcare costs significantly, and it's worth finding out if you qualify for programs that help cover Medicare's premiums and cost-sharing.

Related Questions

Still have questions about Medicare?

Book a review with a licensed Medicare advisor.

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