Plan G is a Medigap (Medicare supplement) plan that covers most of the out-of-pocket costs Original Medicare does not pay, including the 20% coinsurance you owe after Medicare pays its share. The one cost it does not cover is the Part B deductible.
Medigap plans are sold by private insurance companies to fill the gaps in Original Medicare. Plan G is one of the most comprehensive options available. After you pay the yearly Part B deductible (the amount you pay before Medicare kicks in for outpatient services), Plan G covers nearly everything else Original Medicare leaves on the table.That includes the Part A hospital deductible, your coinsurance for hospital stays, skilled nursing facility coinsurance, the Part B coinsurance (the 20% you would otherwise pay on doctor visits and outpatient care), and even emergency care during foreign travel. Once you meet that one deductible each year, your out-of-pocket costs for covered services are essentially handled.Plan G is popular because it offers predictability. You pay your monthly premium plus that one deductible, and from there you are largely protected from surprise bills on covered services. Premiums vary by carrier, your age, where you live, and whether you smoke, so it is worth comparing options. Plan G is not available to people who became eligible for Medicare on or after January 1, 2020 through a new-to-Medicare pathway for Plan F, but most people turning 65 today can still apply for Plan G. Always verify current benefits and pricing with a licensed agent.
In Utah, Plan G is offered by several carriers including SelectHealth, Regence BlueCross, UHC, Humana, Aetna, and others. Premiums can vary significantly between carriers for identical coverage, so comparing quotes is genuinely worth your time.
For you, this means Plan G can protect you from large, unpredictable medical bills, leaving you with one predictable deductible per year and a monthly premium rather than ongoing cost uncertainty.
Our Commitment to Reliable Medicare Information
At Resting Sycamore Advisors, we work to provide accurate, current, and trustworthy information about Medicare Advantage, Medicare Part D, and Special Needs Plans.
To do that, we use data published by the Centers for Medicare & Medicaid Services (CMS), which is the official source for Medicare plan and enrollment information.
Our Medicare plan pages and comparison tools are powered by CMS datasets, including:
When possible, we link to the original CMS resources so you can review the source material directly.
We follow the CMS release schedule and update our website as new data becomes available.
We load new plan year Landscape and PBP files before the Medicare Annual Enrollment Period (October 15 through December 7). We also monitor CMS.gov for updates or revisions and refresh our content when needed.
We update enrollment and performance data as CMS publishes revised files, which are typically released monthly or quarterly.
We routinely monitor CMS announcements for corrections, reissued files, or other changes and update our pages accordingly.
Each plan page includes a Last Accessed date so visitors can see when the source information was most recently reviewed.
CMS data can be difficult to read in raw form. To make it easier to use, we format and organize the data for clarity.
This includes:
All data values come from CMS. We do not change the underlying values beyond formatting, organization, and presentation.
We keep internal records of the CMS dataset versions used on our site.
If CMS issues corrected or revised files, we update our website to reflect the latest available version.
Please keep the following in mind:
For personalized Medicare assistance, please use these official resources: