Medicare in ZIP Code 

45895

 — 

County: 
Suburban

17983

Population

40.569

Latitude

-84.1774

Longitude

Demographic Data

ZIP code 45895 is located in Allen County, Ohio, centered near Wapakoneta, with a total population of 17,983 and a median age of 42.0. This is a suburban community where 20.2% of residents are 65 or older (approximately 3,625 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 95.0% White, 3.2% Hispanic/Latino. Approximately 19.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $72,965, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.3%. The unemployment rate is 2.3%. The median home value is $181,700 and median monthly rent is $846. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45895

No items found.
No items found.

Cities Near 

45895

No items found.

Frequently Asked Medicare Questions