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ZIP code 45308 is located in Darke County, Ohio, centered near Bradford, with a total population of 4,376 and a median age of 43.4. This is a rural community where 16.5% of residents are 65 or older (approximately 721 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 96.5% White. Approximately 12.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $70,744, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.4%. The unemployment rate is 1.6%. The median home value is $164,700 and median monthly rent is $906. Medicare beneficiaries in Darke County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.