Medicare in ZIP Code
45237
—
Cincinnati
21234
Population
39.188
Latitude
-84.458
Longitude
Demographic Data
ZIP code 45237 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 21,234 and a median age of 40.9. This is a urban community where 17.9% of residents are 65 or older (approximately 3,804 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 22.5% White, 71.1% Black/African American, 2.1% Hispanic/Latino. About 28.8% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $43,598, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.8%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $158,700 and median monthly rent is $863. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.