Medicare in ZIP Code
45208
—
Cincinnati
17858
Population
39.1361
Latitude
-84.4355
Longitude
Demographic Data
ZIP code 45208 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 17,858 and a median age of 36.2. This is a urban community where 16.9% of residents are 65 or older (approximately 3,023 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 83.8% White, 4.0% Black/African American, 5.3% Hispanic/Latino, 5.2% Asian. The community is highly educated, with 83.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $133,213, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.3%. The unemployment rate is 1.8%. The median home value is $491,400 and median monthly rent is $1,315. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.