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ZIP code 44638 is located in Ashland County, Ohio, centered near Loudonville, with a total population of 1,228 and a median age of 33.5. This is a rural community where 18.6% of residents are 65 or older (approximately 228 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.6% White. Approximately 11.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $68,750, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 2.2%. The median home value is $168,600 and median monthly rent is $996. Medicare beneficiaries in Ashland County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.