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ZIP code 44514 is located in Mahoning County, Ohio, centered near Youngstown, with a total population of 23,632 and a median age of 45.5. This is a urban community where 24.7% of residents are 65 or older (approximately 5,847 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 91.7% White, 1.6% Black/African American, 3.2% Hispanic/Latino. About 37.3% of adults hold a bachelor's degree or higher.
The median household income is $80,000, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.7%. The unemployment rate is 2.5%. The median home value is $190,100 and median monthly rent is $973. Medicare beneficiaries in Mahoning County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.