Medicare in ZIP Code
44123
—
Euclid
18391
Population
41.6025
Latitude
-81.5258
Longitude
Demographic Data
ZIP code 44123 is located in Cuyahoga County, Ohio, centered near Euclid, with a total population of 18,391 and a median age of 38.5. This is a urban community where 14.1% of residents are 65 or older (approximately 2,589 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 28.6% White, 64.7% Black/African American, 1.0% Hispanic/Latino. Approximately 23.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $54,979, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 15.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.8%. The median home value is $103,400 and median monthly rent is $1,036. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.