Medicare in ZIP Code 

43456

 — 

County: 
Rural

749

Population

41.6514

Latitude

-82.8226

Longitude

Demographic Data

ZIP code 43456 is located in Ottawa County, Ohio, centered near Elmore, with a total population of 749 and a median age of 42.1. This is a rural community where 20.7% of residents are 65 or older (approximately 155 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 77.6% White, 7.1% Black/African American, 2.1% Hispanic/Latino, 2.3% Asian. About 36.0% of adults hold a bachelor's degree or higher.

Economic Metrics

The median household income is $86,250, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 28.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $497,500 and median monthly rent is $838. Medicare beneficiaries in Ottawa County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

43456

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Cities Near 

43456

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Frequently Asked Medicare Questions