Medicare in ZIP Code
19312
—
Malvern
11901
Population
40.0412
Latitude
-75.4475
Longitude
Demographic Data
ZIP code 19312 is located in Chester County, Pennsylvania, with a total population of 11,901 and a median age of 45.7. This is a urban community where 16.7% of residents are 65 or older (approximately 1,985 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 80.8% White, 1.4% Black/African American, 13.0% Asian. The community is highly educated, with 75.7% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $199,107, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 7.6%. The unemployment rate is 4.7%. The median home value is $805,400 and median monthly rent is $1,678. Medicare beneficiaries in Chester County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.