Medicare in ZIP Code 

18224

 — 

County: 
Suburban

5954

Population

41.0196

Latitude

-75.888

Longitude

Demographic Data

ZIP code 18224 is located in Luzerne County, Pennsylvania, centered near Freeland, with a total population of 5,954 and a median age of 44.6. This is a suburban community where 20.9% of residents are 65 or older (approximately 1,243 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 88.8% White, 1.0% Black/African American, 12.4% Hispanic/Latino. Approximately 17.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $57,361, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 15.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $114,900 and median monthly rent is $922. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18224

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Cities Near 

18224

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Frequently Asked Medicare Questions